California Auto Insurance Laws
Wouldn’t it be great if there was a Los Angeles auto insurance policy that would consist of all you need at a good cost? Saving you the trouble of trying to find out what coverage you have to have to legally drive your vehicle in Los Angeles and keep you from bankruptcy when you or your family get involved in an accident.
To make it even more difficult all states have unique conditions concerning the lowest amount of insurance coverage.
The minimum requirements for California are: (source)
California (CA) Auto Insurance Laws
Minimum Liability Coverage Required:
One has to buy State minimum liability coverage ($15,000/$30,000/$5,000). In simpler words one has to buy the following worth of coverage
For bodily injury to 1 person: At least $15,000
For all bodily injuries: At least $30,000
For property damage: At least $5,000.
Proof of Insurance is required or not:
At the time of registration: Required.
At the time of accidents: Required.
At all times while in a vehicle: Required.
Additional Information
State type: Tort state
Uninsured Motorist Coverage: Not required
Penalties: $100-$200 worth of fine as penalties for the first offense.
California Department of Insurance:
State Insurance Commissioners Office
300 Capital Mall
Suite 1500
Sacramento, CA 95814
Main Phone: 1-916-492-3500
Fax: 1-916-445-4280
Toll Free In-State Only:800-927-4357
National Insurance Consumer (NICH) Helpline: 1-800-942-4242
You should thoroughly think about auto insurance coverage
because the insurance company simply pays up to the exact sum that you paid for. But is this minimum liability coverage set by California sufficient to cover the increasing medical costs and property repairs? Just imagine you are involved in a large accident where people get hurt and cars get damaged, you purchased the minimum required coverage but are now accountable to shell out the sum that’s still there after your insurance company paid the amount covered by your insurance policy.
This is only the start of your Los Angeles Car insurance policy, you want additional parts also to have an adequate auto insurance coverage. You want to get a few Los Angeles auto insurance quotes to find out what is available before you pay money for any insurance policy!
